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Accident Insurance Make sure you are not paying out of pocket for the items you are mostly likely to use your plan for. Ninety percent of medical claims in the U.S. are due to injuries from accidents. This means that nine times out of ten you will be responsible for paying any expenses that result from accidents. What is an accident? Any harm to the body that comes from an external source that is specific to a date and time and is not directly related to disease. Broken bones, food poisoning, stitches, cuts, scrapes, strains, and falls are all examples of accidents.
Here at EIC, we provide an accident policy with every health plan. This plan can cover an entire family and pay up to $10,000 in expenses for an accident. This will help you pay your out of pocket expenses such as your deductibles, co-pays and coinsurance. This policy will also supplement your income if you are unable to work due to an accident with up to $1,000 per month paid directly to you.
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